We answer the phone
In English or Spanish, by a person who can actually make a decision.
About
Who you are actually dealing with
A Kansas City company working in owner-financed housing across the metro. Carlos Barragán and Laylani González founded it.
Most people who reach us have been told no somewhere else — by a bank, by a landlord, by a system that does not have a box for their situation. Self-employed with cash income. An ITIN instead of a social security number. A credit file that never recovered from one bad year. Good, reliable people who can clearly afford a house payment and cannot get anyone to look past a number.
We buy houses, fix them, and sell them to those people on terms we carry ourselves. We are not charity and we are not pretending to be — this is a business and we make money on the note. But it is a business that only works if you keep paying, which means it only works if we sold you something you could actually afford. Our incentives and yours point the same direction.
We are not a bank and we do not want to be mistaken for one. There is no mortgage application, no underwriting department and no committee. There is a house, a price, a down payment, a monthly payment and an interest rate, all of it written down before anybody signs anything.
We tell you no when it is no
If you are better off at a bank, or if you are not ready yet, we say so. A bad file helps nobody.
Everything goes through title
Real closings, recorded deeds. Nothing done on a handshake.
We are local
Kansas City, Missouri and Kansas. You can drive to our office.
The team
The people who will actually be on your file.
Seven of us, in Kansas City, in English and Spanish. You are not going to be handed between four call centres — the person who picks up is the person who works it.
Carlos Barragan
Co-founder
Runs the business and still takes client calls himself. If a file is complicated — an estate, a portfolio, something with a date on it — it usually ends up on his desk.
Laylani Gonzalez
Co-founder
Started Real Living and still works the client side of it — making sure the person on the other end of a file actually understands what is happening to their house, in either language.
Andrés Rodríguez
Operations manager
Keeps the pipelines moving and the files on schedule. If a deadline is going to be missed, he knows before anybody else.
Paul Do
Manager
Manages files from first call through closing across lending, acquisitions and the brokerage side, and coordinates the transaction paperwork that keeps a closing on schedule.
Karely Gutierrez
Agent
Works with buyers and sellers across the brokerage, acquisitions and owner-finance sides. Bilingual, and she will walk a first-time buyer through the whole thing without rushing it.
Óskar Hernández
Agent
Acquisitions and dispositions, plus brokerage buyers and sellers. He is often the one who actually walks the house and puts eyes on what it needs.
Giuliana Gonzalez
Agent
Works buyers, sellers, acquisitions and owner-finance files, and is usually the first person to call a new lead back.
What happens next
Someone calls you — a person, not a recording. Usually within a few hours.
We ask what you can put down and what you can pay monthly. That decides which houses are real for you.
We show you those houses. If none of them work, we tell you and we keep your number for when one does.
Rather talk right now? (913) 513-2656